I am currently an intern at Bhutan Data Scientist Pvt. Ltd. (BDS), working on a project focused on financial resilience at the household level in urban Bhutan. This website presents key insights from my research analyzing income, expenses, and saving patterns among Bhutanese families and offers practical, data-driven recommendations to help strengthen long-term financial stability.
Real Household Data
🇧🇹 Urban Bhutan Focus
Actionable Insights
SmartBudget Planner
Full budget planner with expense tracker, savings goals & dashboard.
This dashboard visualizes real household financial data collected from urban Bhutanese families. It explores
income distribution, monthly expense breakdowns, and savings behaviour
across different income brackets. Use it to identify patterns, stress points, and opportunities for financial improvement
in Bhutanese households. Filter by income group or expense category to drill deeper into the data.
Tip: Click on chart elements to filter and explore specific segments of the data.
Budget Examples
Monthly Household Budgets in Bhutan
These sample budgets are based on real urban Bhutanese household data. Each plan follows the
recommended 50/30/20 rule — 50% needs, 30% wants, 20% savings — adapted for local income levels and costs of living.
Pay Yourself FirstTransfer savings immediately when you receive your salary — treat it like a non-negotiable bill.
Track Every NgultrumSmall daily expenses like tea and snacks add up. Log them weekly to spot leaks.
Avoid Lifestyle CreepWhen income rises, maintain your current lifestyle and increase savings rate instead.
Separate AccountsKeep savings in a separate account to reduce temptation to spend it.
Financial Literacy Quiz
Test Your Knowledge · Get AI-Powered Feedback
How well do you know household budgeting and saving in Bhutan? Take this 8-question quiz to test your financial literacy and receive personalized AI feedback on your results.
8 QuestionsMultiple ChoiceAI Feedback~3 Minutes
Question 1 of 8Score: 0
QUESTION 1
0/8
CORRECT
AI Financial Coach Feedback
Question Breakdown
About This Project
Research · Data · Impact
Project Background
I am an intern at Bhutan Data Scientist Pvt. Ltd. (BDS), working on financial resilience at the household level in urban Bhutan.
This project analyzes real household data to understand income, expenses, savings behaviour, and financial stress points among Bhutanese families — with the goal of making insights accessible and actionable.
Objectives
Identify key financial challenges in urban Bhutanese households
Visualize income, expense, and saving patterns clearly
Provide practical, data-informed budgeting recommendations
Promote long-term financial stability and resilience
Make complex financial insights accessible to everyone
Tools & Technology
This project uses a modern data-to-web pipeline to turn raw household data into clear, actionable insights.